If you are 70½ or older and have an IRA, you are already qualified!
How a Qualified Charitable Distribution (QCD) Works
You are at least 70½ years old with IRA funds you no longer need
Make a qualified charitable distribution (QCD) from your IRA
Your QCD goes directly to charity, supporting a cause you care about
*If you are 73 years old or older, your QCD can count towards your required minimum distribution (RMD)!
Did You Know?
You can also support our mission for years to come. Simply name Rocky Mountain Public Media as a beneficiary of your IRA account, and the remaining assets (or a portion) of the account will be distributed to help us change lives.
If you’d like you may direct your funds to Rocky Mountain PBS, KUVO Jazz, or THE DROP.
Sample Beneficiary Designation
Legal name: Rocky Mountain Public Media, Inc.
Address: 2101 Arapahoe St, Denver, CO 80205
Federal Tax ID number: 84–0510785
Discover the Benefits of a Qualified Charitable Distribution (QCD)
Reduce Your Taxable Income
When you take funds from your IRA, they count as taxable income. But if you transfer them directly to charity, you reduce your taxable income while satisfying your RMD.
Fulfill Your Required Minimum Distribution (RMD)
After you turn 73, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $108,000 per individual or $216,000 per couple to satisfy your RMD.
Transform the World
When you make a qualified charitable distribution from your IRA to Rocky Mountain Public Media, you will help us provide a reliable stream of programming, news, and music to connect our communities. Together, we strengthen the civic fabric of Colorado.
“I choose to donate from my IRA to RMPBS because it lowers my taxable income and allows me to benefit from the Standard Deduction. At 90, my husband and I rely on PBS to stay connected to the world through news, music, history, and more. We appreciate NewsHour for its sensible analysis, and programs by Ken Burns, Lynn Novick, and Lucy Worsley for their rich historical insights. For these reasons and more, that’s why we give as much as we can—to help keep these enriching programs and public broadcasting going strong.”
—Peggy Neville, Donor
KUVO donor Alan Rubin, shares the benefits about QCD gifts
Find Out if a Qualified Charitable Distribution is Right For You
| I was born before . | Yes | No |
|---|---|---|
| I have a qualified IRA. (Typically traditional IRAs and Roth IRAs are qualified) | Yes | No |
| I want to make a difference today. | Yes | No |
You’re qualified to make this type of gift!
It looks like there are still some requirements that need to be met!
Take Your Next Steps
Step 1
Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.
STEP 2
Once you have downloaded and completed the rest of your form, please mail the form with the letter below to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.
STEP 3
Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.